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[youtube http://www.youtube.com/watch?v=CkWoeIekeyU] Fannie Mae’s December National Housing Survey results show that consumers still hold high expectations in the direction of home price, rental price and mortgage rates. Americans' high expectations could offer higher incentives for sellers who have been hesitant on putting their homes on the market.   According to  Fannie Mae’s two-and-a-half year survey, Americans are expecting home prices to increase by 2.6 percent in the next year. Though it must be said that although consumers are more optimistic in this regard, they are still, however, uncertain about their own personal finances and the status of the economy. "This uncertainty seems to be prompting a growing share of consumers to expect their personal finances to worsen and may contribute to weaker near-term economic growth," says Doug Duncan, Fannie Mae's economist. What do you think?

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Jim DeRentis
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